優質特點

合法立案

金融專案

經驗豐富

熱忱誠信

服務至上

確認是否符合條件

  • 年滿20歲到70歲之間的中華民國國民
  • 有收入證明
  • 信用正常

簡介

以個人的信用作為擔保，不需要保人跟擔保品的一種貸款方式。只要申請人已經成年、有固定的職業且有穩定的薪資轉帳紀錄，都能申辦信用貸款。申辦的額度、期數，依據申請人本身條件而定。

服務流程

STEP.1

線上24hr免費諮詢

STEP.2

專員免費介紹專案

STEP.3

審核資料簽約

STEP.4

撥款

歡迎免費諮詢

貸款範例

本貸款總費用方案月利息最低0.8%~最高3%(年利率最低9.6%~最高30$)，還款年限1-8年，房貸還款年限，最低10年最長30年，不綁約，還款方式可分為一次結清或分期攤還，提前還款不須繳違約金，手續費依個人核准金額而定，實際貸款條件依銀行提供方案為準，銀行保留有核貸金額、利率、月付金核准與否之權利，視個別銀行貸款產品及授信條件不同而有所差異，詳細應以銀行貸款申請書及約定書為準，手續費約為貸款金額5%~10%，依個人核准條件而定。以下為信用貸款成本計算參考案例：假設貸款10萬元的款項，還款期限為5年，不收開辦手續費，總費用年利率為3.5%，每月還款金額為1,724元，總還款金額為新台幣103,440元。政府立案合法經營，安全有保障。

Personal Loan Estimation Tool

Calculate Your Monthly Loan Payment

Enter your loan amount, repayment period, fees, grace period, and interest rate method to estimate your monthly principal and interest payment.

Loan Information

Fill in the required fields below to calculate your estimated repayment amount.

* Required
1 Basic Loan Details
× 10,000

Example: 300 means 300 × 10,000 TWD.

TWD

Enter processing or related fees.

Months

During the grace period, only interest is paid. Principal repayment starts after that.

2 Interest Rate Method
Single Interest Rate
From Month
To Month
Annual Rate (%)
First Stage
From Month
To Month
Annual Rate (%)
Second Stage
From Month
To Month
Annual Rate (%)
First Stage
From Month
To Month
Annual Rate (%)
Second Stage
From Month
To Month
Annual Rate (%)
Third Stage
From Month
To Month
Annual Rate (%)
Important Notice: This calculation uses a 30-day month as the calculation basis and is for reference only. Actual loan conditions, approval result, loan period, interest rate, fees, and product rules are subject to the lender’s final review and approval.
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